Credit Counseling
Credit Counseling Harbour History/Job Postings Debt Education Hear what our clients have said Manage your account here Become Debt Free!

Our mission is to provide exceptional debt education, to ensure financial independence, foster financial responsibility and to improve the quality of life for the betterment of society


  a. Maslow's Hierarchy of Needs
  b. Guide to Better Budgeting


  You and Your Credit


  Good Credit, Bad Credit


  The Other Side of Credit


  Life After Debt


  Summary - Quiz
F.A.R.E.
Financial Awareness and Resources for Education


Before you start the next module, let’s do a quick review.

In Module One, we discussed Maslow’s “Hierarchy of Needs” and in “Guide to Better Budgeting” we discussed the importance of creating and maintaining a spending plan.

We continued that discussion in “You and Your Credit” Along with identifying how Credit Scoring and Credit Ratings were created, we also discussed:
  •  What kind and how long information can be retained on a credit report.
  •  The three major credit bureaus and their differences and similarities in developing scores.
  •  How to obtain a credit report and how to identify and correct errors.
In the next module we take a closer look at what is “good” credit and what is “bad” credit.



Home   ::   Next Page >>