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F.A.R.E.
Financial Awareness and Resources for Education
Before you start the module 5, let’s do a quick
review.
In Module 1, we discussed Maslow’s “Hierarchy of Needs” and in “Guide to
Better Budgeting,” we discussed the importance of creating and maintaining
a spending plan.
We continued that discussion in Module 3, “You and Your Credit”, by
identifying how Credit Scoring and Credit Ratings were created.
In Module 4, “The Other Side of Credit”, we discussed:
- Interest Rates, Grace Periods, and Annual Percentage rates and how they impact the credit
we get and what we pay.
- We discussed the Truth in Lending Act, The Fair Debt Collection Practices Act, and the
Fair Credit Billing Act and how they benefit and protect the consumer.
- We discussed the dangers of pre-approved credit cards, late fees, and over-the-limit
fees and how to “find” them.
In the Module 5, we will discuss continuing on the path to financial freedom
in “Life after Debt”
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Our mission is to provide exceptional debt education,
to ensure financial independence, foster financial responsibility and to
improve the quality of life for the betterment of society
