| Exercise: Select an initial concept or idea and develop it toward a lifestyle outcome. | |
| Concept: an Idea | |
| Healthy-(example-Credit Card) | Unhealthy(Credit Card Debt) |
| Attitude: Mind set of thought or opinion | |
| Healthy | Unhealthy |
| Action: | |
| Healthy | Unhealthy |
| Habit: | |
| Healthy | Unhealthy |
| Lifestyle: | |
| Healthy | Unhealthy |